Effective Date: August 2, 2026
Thank you for using Xpense: Budget & Expense Tracker (“Xpense”, “we”, “our”, or “the app”). Your privacy is important to us. This Privacy Policy explains how the app handles your information.
1. Information We Collect
Xpense does not collect, store, or transmit your personal information to our servers.
All information you enter into the app is stored locally on your device.
This may include:
- Income and expense transactions
- Monthly budget
- Bank account details (such as bank name, account type, balance, and last 4 digits)
- Credit card details (such as card name and credit limit)
- Profile information (name, email address, phone number)
- Profile photo or selected avatar
- App settings and preferences
2. SMS Permission (Not Required Currently)
Your SMS messages are never uploaded, shared, or transmitted to any server.
3. Camera and Photo Access
If you choose to use a profile photo, the app may request:
- Camera access to capture a photo.
- Photo library access to select an existing image.
These images remain stored only on your device unless you choose to delete them.
4. Data Storage
All app data is stored locally on your device.
We do not operate cloud storage or online accounts for Xpense.
5. Data Sharing
We do not:
- Sell your personal information.
- Share your information with third parties.
- Upload your financial information to any server.
- Use your information for advertising.
6. Advertising
Xpense does not display advertisements.
7. Analytics
Xpense does not use analytics services to track your activity.
8. Data Security
Because your data remains on your device, you are responsible for keeping it secure with screen locks, passwords, or biometric authentication where available.
9. Children’s Privacy
Xpense is not intended for children under the age of 13.
We do not knowingly collect personal information from children.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Any updates will be published on this page with a revised Effective Date.
11. Contact Us
If you have any questions regarding this Privacy Policy, please contact us:
Developer: Mahammad Sakil Ansari, BEPINKU.COM
App: Xpense: Budget & Expense Tracker
Email: [email protected]