Rupeek Gold Loan Review: Get a gold loan online through an established gold loan provider from the comfort at home using Rupeek. With more than 5 lakh satisfied clients and one of the loRupeekst rates of interest at 0.49 percent monthly* (5.88 percent p.a. ). The lending partner Rupeek work with is the top banks, including ICICI Bank, Federal Bank and Karur Vysya Bank.
Rupeek Gold Loan | Overview
The company operate is an online gold lending company offering the loRupeekst interest rate and the best per-gram rates! Rupeek have more than 5,00,000. satisfied customers at 20000 locations spread across 30+ cities, including Bangalore, Delhi, Chandigarh, Chennai, Hyderabad, Mumbai, Pune, Kolkata, Ahmedabad, Jaipur, Surat, Coimbatore and they are saying that they are expanding rapidly across all over India.
Rupeek gold loan provider online provides features such as free 30-minutes doorstep service which is available at no cost, no hidden charges, and customized Gold Loan solutions.
This makes borrowing against gold a lot easier. The branches of our partner banks are available every 3kms which helps bring the most effective gold loan solutions close to you.
Rupeek Gold Loan | Features
Our unique characteristics comprise the following:
- LoRupeekst interest rate @ 0.49% per month* (5.88% p.a.)
- Highest Per-Gram Rate
- Free 30 Minutes Doorstep Service**
- Specialized Gold Loan Solutions
Rupeek provide all these and more to provide you the most effective online gold loan options in India.
It is possible to apply for a gold-based loan online using these 4 easy steps:
- Apply for a loan – Make an application on the app or give us a ring at 1800 419 8800 to set up an appointment.
- Get your Gold Valued – Get your gold appraised at your home, with help from documents and an instant money transfer.
- Pay with ease on the app Repay your loan quickly by using the Rupeek’s application
Gold is delivered back to your doorstep – Pay off your loan and receive your gold back , without having to wait at an office. - To facilitate overdrafts, Rupeek has introduced Rupeek Quick. It allows you to establish credit lines against your gold and the loan is approved 24 hours a day even on bank holidays, Sundays and holidays. Only pay interest on the amount you use.
With the simple to use app, you’ll be able to –
– Request a new gold Loan, or ask for a a Loan Transfer
– Compare & Select schemes based on our interest calculator for gold loans.
– Schedule loan disbursal for the most convenient time and place.
– Simple dashboard to maintain track of all your current loans
– Pay Easy Online Repayments
– Scheduling release (Doorstep delivery by next Working Day!)
– Instant access to Rupeek’s customer service
– Refer friends and earn up to Rs . 5000or Referral Bonus
Rupeek Gold Loan | Product and Services
Product details:
1. Gold Loan amount ranges from Rs 20,000 to as per requirement/eligibility
2. The loan term is From 180-365 days
3. Annual Gold loan interest rates (APR Min to Maximum) : 5.88% – 22.68 Percentage
4. Processing Charge (Min to Maximum) The processing fee is 0% to 1%.
5. Foreclosure Fee: Nil
Note: Rupeek don’t offer any payday loans or loans with a less than 61 days of repayment as per Google Policy.
Representative example:
If you get a loan amount of Rs[100,000] with an annual gold loan interest percentage (APR in this instance) of [10.68percent for a period of 180 days, the total cost of interest is Rs.5340 only.
Sample Interest Calculation:
If the loan amount is Rs100,000. and the the interest is 10.68 per annum, and if the customer is paying only the interest each 30 days over the next 180 days, the total amount of interest to be paid is only Rs5340. Total Repayable Amount (Principal+Interest): [Rs105340]. Customers can choose to pay for the principal balance at any time within the 180 days of the period.
These figures are merely approximate and may alter based on the rate of gold loans per Gram. The interest rate for the loan amount could differ betRupeeken customers dependent on the repayment schedule for interest.
