Offline NEFT Or RTGS Is A Useful Way Of Sending Offline Money Transfer

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Offline NEFT & RTGS: Online money transfer has become common nowadays and through this we can send money without going to bank or financial institution. You can send money sitting comfortably at home even on holidays. In urban areas, people do not face any problem due to mobile computer and internet facility at all times, but as far as villages or small towns are concerned, sending money online also proves to be a big task.

People in the city can transfer money whenever they want through NEFT and RTGS but internet connectivity is not good in rural areas. Not every person is able to take advantage of this facility due to not having a smartphone or computer. But do you know that NEFT and RTGS service can also be taken offline to get rid of this problem.

offline money transfer process
Offline service of NEFT and RTGS is beneficial for those people who do not have mobile, computer or good internet connectivity. Along with this, people who do not know how to use online banking technology, they can also use this facility. To take this offline facility, you have to go to the nearest branch of the bank in which you have an account. You have to keep in mind that this facility is available in that branch.

How to do offline NEFT and RTGS
For NEFT and RTGS, you have to fill a form in the bank which is called NEFT or RTGS Fund Transfer Request Form. In this, you have to fill the name, account number, bank name, IFSC and amount of the money to whom you want to send. With this form, you should also attach a check of the same amount. After that deposit it in the bank and your money will be transferred through NEFT or RTGS. For this you also have to pay some fee to the bank.

IFSC code required for fund transfer
To transfer funds through offline NEFT and RTGS, it is necessary to have the IFSC code of the branch of the bank to whom you want to send the money. This code is number 11 and it is different for every branch. So you must know the IFSC Code.

What are the advantages of offline NEFT and RTGS
Through this you can send your money wherever you want without net and netbanking. This facility is especially for those people who are not able to use mobile banking or even netbanking and where there is no internet connectivity at all.

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